Privacy Policy | Union Savings and Loan Association
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Privacy Policy
Rev. May 2011
FACTS
WHAT DOES UNION SAVINGS AND LOAN ASSOCIATION DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and transaction history
Account balances and payment history
Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Union Savings and Loan Association chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Union Savings and Loan Association share?
Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes - to offer our products and services to you
No
We do not share
For joint marketing with other financial companies
No
We do not share
For our affiliates' everyday business purposes - information about your transactions and experiences
No
We do not share
For our affiliates' everyday business purposes - information about your creditworthiness
How does Union Savings and Loan Association protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Union Savings and Loan Association collect my personal information?
We collect your personal information, for example, when you
Open an account or deposit money
Pay your bills or apply for a loan
Use your ATM or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
Sharing for affiliates' everyday business purposes - information about your creditworthiness
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
Union Savings and Loan Association has no affiliates.
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
Union Savings and Loan Association does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
Union Savings and Loan Association does not jointly market.